THE REASON WE EXIST

We want to enable insurers to achieve their long-term financial, economic and operational vision, with pricing solutions, typically only available to the retail industry.

WHY WE DO IT

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  • We believe that insurance companies have a high purpose in the society
  • We know that insurance companies do not use the pricing variable effectively
  • We want to make (pricing) change “stick”, helping insurance companies to manage their price variable in the same way retail companies do 
  • We want to help insurance companies to act as big as they are

HOW WE DO IT

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  • Putting data into action, using EXPERIMENTAL DESIGN for modelling human behaviour

WHAT WE DO

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  1. We offer online tools to optimize price and to manage the price value chain:
    - Actuarial pricing
    - Market based pricing  
    - Value Based pricing   
    - Virtual brokerage  
    - Assess underwriting results
    - Refocusing an ailing portfolio  
    - ...

  2. For banks we offer:
    - Debt recover and debt
    procedure optimization
    - Impairment engine
    - IFRS9 solution
    - MiFID 2

OUR VALUES

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 All of our people are proudly committed to the following values:

  • Ease of doing business
  • Fast and professional problem resolution!
  • Peace of mind and trust in all we do

ABOUT DATA XL

Data XL is a brand own by Kapturequation – Consultancy Services, a Portuguese private company limited by guarantee.